VETERAN OWNED AND OPERATED SMALL BUSINESS
Florida Insurance Claim Important Timelines
Days To File
To Receive Payment / Denial
Decision of Coverage
In Florida, you have 1 year from the date of loss to file a new or reopened property insurance claim. If it's a supplemental claim, the deadline extends to 18 months.
Decision of Coverage
To Receive Payment / Denial
Decision of Coverage
Within 30 days after you submit a complete Proof of Loss Statement, if requested in writing, your insurance company must send you confirmation that your claim is covered in full; partially covered; denied; or being investigated.
To Receive Payment / Denial
To Receive Payment / Denial
To Receive Payment / Denial
Within 60 days after you submit the claim, you should receive full payment; payment of the undisputed portion of your claim; or a written denial of your claim. If you have a mortgage lender or another party that has partial ownership of the property, the claim payment check may also be made out to them.
